Credit Card Repayment Calculator

OLD VERSIONS BELOW

Version 3

Works like the MSE-style flow: keep the main inputs simple, with “Advanced options” for the extras. Figures are estimates (dividing by 12 and 52 for monthly/weekly views).

Supported: 1257L, 0T, BR, D0, D1, NT. (K codes treated as £0 allowance for an estimate.)
Advanced options

Student loans

Postgraduate is calculated in addition to any plan above.

Pension

If “% of salary”, enter 5 for 5%.

Additions and deductions

Affects Income Tax only (not usually NI).
Reduces tax + NI + student loan in this estimate.
Useful if you’re above state pension age or NI isn’t relevant.

At Mr MoneyJar, we understand credit card repayments can be daunting. Our simple calculator helps you plan your repayment strategy and regain control. Just enter your balance and interest rates for clearer financial freedom.

Must be more than the monthly interest charge to clear the balance.